Our Terms and Conditions were last updated on September, 2024

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Please read these terms and conditions carefully before using Our Service.
Interpretation and Definitions

Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions.
The following definitions shall have the same meaning regardless of whether they appear in singular or in
plural.

Definitions
For the purposes of these Terms and Conditions:
● “Affiliate” means an entity that controls, is controlled by or is under common control with a party,
where “control” means ownership of 50% or more of the shares, equity interest or other securities
entitled to vote for election of directors or other managing authority.
● “Account” means a unique account created for You to access our Service or parts of our Service.
● “Company” (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to
SIC Investment Co-operative.
● “Country” refers to Kenya.
● “Content” refers to content such as text, images, or other information that can be posted, uploaded,
linked to or otherwise made available by You, regardless of the form of that content.
● “Device” means any device that can access the Service such as a computer, a cellphone or a digital
tablet.
● “Feedback” means feedback, innovations or suggestions sent by You regarding the attributes,
performance or features of our Service.
● “Products” refer to the products or items offered for sale on the Service.
● “Orders” mean a request by You to purchase Products from Us.
● “Promotions” refer to contests, sweepstakes or other promotions offered through the Service.
● “Service” refers to the Website.
● “Terms and Conditions” (also referred as “Terms”) mean these Terms and Conditions that form the
entire agreement between You and the Company regarding the use of the Service.
● “Third-party Social Media Service” means any services or content (including data, information,
products or services) provided by a third-party that may be displayed, included or made available by
the Service.
● “Website” refers to the SIC Investment Co-op website, accessible from https://sic.co.ke
● “You” means the individual accessing or using the Service, or the company, or other legal entity on
behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment
These are the Terms and Conditions governing the use of this Service and the agreement that operates
between You and the Company. These Terms and Conditions set out the rights and obligations of all users
regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these
Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or
use the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree
with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 18. The Company does not permit those under 18 to use the
Service.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the
Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection,
use and disclosure of Your personal information when You use the Application or the Website and tells You
about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before
using Our Service.

User Accounts.
When You create an account with Us, You must provide Us information that is accurate, complete, and
current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate
termination of Your account on Our Service.
You are responsible for safeguarding the password that You use to access the Service and for any activities
or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media
Service.
You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming
aware of any breach of security or unauthorized use of Your account.
You may not use as a username the name of another person or entity or that is not lawfully available for
use, a name or trademark that is subject to any rights of another person or entity other than You without
appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

Copyright Policy
Intellectual Property Infringement
We respect the intellectual property rights of others. It is Our policy to respond to any claim that Content
posted on the Service infringes a copyright or other intellectual property infringement of any person.
If You are a copyright owner, or authorized on behalf of one, and You believe that the copyrighted work has
been copied in a way that constitutes copyright infringement that is taking place through the Service, You
must submit Your notice in writing to the attention of our copyright agent via email
(info@sic.co.ke) and include in Your notice a detailed description of the
alleged infringement.

Placing Orders for Products
By placing an Order for Products through the Service, You warrant that You are legally capable of entering
into binding contracts.
Your Information
If You wish to place an Order for Products available on the Service, You may be asked to supply certain
information relevant to Your Order including, without limitation, Your name, Your email, and Your phone number.

By submitting such information, You grant us the right to provide the information to payment processing
third parties for purposes of facilitating the completion of Your Order.

Order Cancellation
We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited
to:
● Products availability
● Errors in the description or prices for Products
● Errors in Your Order
We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is
suspected.

Your Order Cancellation Rights
Any Products you purchase can only be returned or refunded in accordance with these Terms and
Conditions.

Availability, Errors and Inaccuracies
We are constantly updating Our offerings of Products on the Service. The Products available on Our
Service may be mispriced, described inaccurately, or unavailable, and We may experience delays in
updating information regarding our Products on the Service and in Our advertising on other websites.
We cannot and do not guarantee the accuracy or completeness of any information, including prices,
product images, specifications, availability, and services. We reserve the right to change or update
information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Prices Policy
The Company reserves the right to revise its prices at any time prior to accepting an Order.
The prices quoted may be revised by the Company subsequent to accepting an Order in the event of any
occurrence affecting delivery caused by government action, variation in customs duties, increased shipping
charges, higher foreign exchange costs and any other matter beyond the control of the Company. In that
event, You will have the right to cancel Your Order.

Payments
Payment can be made through various payment methods we have available, such as Visa, MasterCard,
Affinity Card, American Express cards or online payment methods (M-Pesa, for example).
Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card
issuer. If we do not receive the required authorization, We will not be liable for any delay or non-delivery of
Your Order.

Intellectual Property
The Service and its original content (excluding Content provided by You or other users), features and
functionality are and will remain the exclusive property of the Company and its licensors.
The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior
written consent of the Company.

Your Feedback to Us
You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such
assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty
free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit
such Feedback without restriction.
Links to Other Websites
Our Service may contain links to third-party web sites or services that are not owned or controlled by the
Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or
practices of any third party web sites or services. You further acknowledge and agree that the Company
shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be
caused by or in connection with the use of or reliance on any such content, goods or services available on
or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or
services that You visit.

Governing Law
The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the
Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally
by contacting the Company.

Contact Us
If you have any questions about these Terms and Conditions, You can contact us:
● By visiting this page on our website: https://sic.co.ke
● By sending us an email: info@sic.co.ke