Terms And Conditions

  • This is a product for Safaricom Investment Cooperative members only
  • Minimum amount is KES 50,000
  • Mode of payment is one-off lump sum payment.
  • If you withdraw before maturity, you will lose all interest accrued. No fee will be charged for withdrawing before maturity.
  • The principal is payable back together with Interest upon maturity
  • Forms to be submitted with a copy of your Passport photo, PIN and ID
  • Upon Maturity, refund to be effected within 10 days of notice issue
  • Interest is payable subject to 15% withholding tax.

Interest Rates

Amount 6 Months 7-12 Months
 50,000-500,000 10.00% 10.50%
 500,001-1,000,000 10.50% 11.00%
1,000,001-3,000,000  11.00% 11.50% 
> 3,000,001  11.50% 12.00%

Application Form

Pepea fixed deposit application form 2020

306.72 KB

File Type: PDF

Pepea fixed deposit calculator

11.36 KB

File Type: EXCEL