• Current and former employee of Safaricom.
  • Current and former employee of SIC.
  • A member of the public with legal documentation.
  • The returns are calculated based on the duration the member's contribution has been invested.
  • The return on these investments will be in terms of dividends on shares.

Dividends are paid out yearly after our AGM.

Unfortunately SIC does not offer loans to our customers.

SIC does not have this arrangement currently as we treat the two differently.